This Payment Policy describes how payments are accepted, processed, and managed at Pursia. By placing an order on our website, you agree to the terms outlined below.

1. Accepted Payment Methods

We currently accept the following payment methods:

  • MasterCard
  • Visa Card
  • American Express
  • UnionPay
  • Google Pay

All payments must be completed at checkout before an order is processed or shipped.

We reserve the right to update or modify accepted payment methods at any time without prior notice.

2. Payment Authorization

When you place an order, your payment method will be authorized for the total order amount, including:

  • Product price
  • Flat shipping fee (if applicable)

If the transaction is declined, unauthorized, or flagged for security reasons:

  • The order will not be processed.
  • You may need to contact your bank or payment provider.
  • You may attempt payment again using an alternative method.

Pursia is not responsible for transaction declines due to insufficient funds, bank restrictions, or payment gateway issues.

3. Currency

All prices listed on our website are displayed in United States Dollars (USD) unless otherwise stated.

If you are purchasing from outside the United States:

  • Your bank or payment provider may apply currency conversion fees.
  • Additional international transaction fees may apply.
  • These charges are determined by your financial institution and are not controlled by Pursia.

4. Secure Payment Processing

We prioritize customer security and data protection.

  • All transactions are encrypted using secure technology (SSL).
  • Payments are processed through secure third-party payment gateways.
  • We do not store full credit card numbers or sensitive payment details on our servers.

Your financial information remains protected throughout the transaction process.

5. Order Confirmation

Once your payment is successfully completed:

  • You will receive an order confirmation email.
  • The order will move into processing within 1–2 business days.
  • If you do not receive confirmation, please check your spam folder or contact us.

If payment is incomplete or pending, order processing may be delayed.

6. Billing Information Accuracy

Customers are responsible for providing accurate billing details, including:

  • Full legal name
  • Billing address
  • Correct card information

If incorrect billing information is provided:

  • The transaction may fail.
  • The order may be delayed or canceled.
  • Additional verification may be required.

We reserve the right to cancel orders suspected of fraud or unauthorized activity.

7. Fraud Prevention & Security Checks

To protect our customers and business:

  • Orders may undergo security verification.
  • Additional identification may be requested in certain cases.
  • Suspicious transactions may be temporarily held or canceled.

If an order is flagged, our support team may contact you for verification.

8. Pricing Errors

While we strive for accuracy, pricing or typographical errors may occur.

In the event of a pricing error:

  • We reserve the right to cancel or refuse the order.
  • Customers will be notified promptly.
  • A full refund will be issued if payment was already processed.

9. Taxes

Applicable sales tax may be calculated at checkout depending on your shipping location and local tax regulations.

Customers are responsible for any additional duties, customs fees, or local taxes imposed by their country (if applicable).

10. Refunds & Payment Reversals

Approved refunds are issued:

  • To the original payment method used at checkout.
  • Within 15 business days after the returned item is received and inspected.

Processing time may vary depending on your bank or card provider.

We do not issue refunds through alternative payment methods unless legally required.

11. No Hidden Charges

At Pursia:

  • We do not apply hidden fees.
  • We do not charge additional service fees.
  • The total amount payable is clearly displayed before checkout confirmation.

Customers will only be charged for:

  • The product(s) purchased
  • The flat shipping fee (if applicable)
  • Applicable taxes (if required)

12. Contact Information

If you have questions about payments, billing, or transaction issues, please contact us:

Business Name: Pursia
Address: 607 Lyon Ave N, Canby, MN 56220, United States
Phone: +1 (507) 555-0192
Email: info@pursia.store
Business Hours: Monday – Friday, 9:00 AM – 5:00 PM (GMT-05:00)

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